It's available at HUD's website here. I drafted a lot of this report, and also did a lot of the data work, towards the end of my time at Urban.
I'm including the cover because HUD put on something prettier than I've ever had put on the cover of my reports at Urban:
There are some interesting relationships not related to regulation that we were able to pull out, but by far and away the biggest was local regulation of the industry. However, be careful about drawing conclusions from that. Regulation had a lot more to do with the variability in title charges than it did in the absolute burden of title charges.
Portrait of the Bible Neophyte as a Young Man
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